Benefits
- Get up to 55 days' interest-free credit
- Access exclusive worldwide Visa benefits, including global customer assistance
- Get up to 40% discount offerings from our alliance partners
- Minimum monthly repayment of only 5% of the total spent balance
- Access to 60% cash from credit limit from any Visa ATM
Requirements
- Annual fee: GHS100
- Minimum income requirement: GHS1,000
- Late payment fee of 10% or GHS20 (whichever is higher)
- Scheme mark-up fee of 7% per transaction
- Card replacement fee of GHS50
Credit card tips
Choose wisely
Choose a card that matches your lifestyle and that offers rewards with benefits you’ll actually use. Take advantage of your spending. Be smart and master the art of credit card rewards
Know your limits
Make sure you know your credit limit and spend your credit wisely and within the limit. Credit cards don’t provide you with free money
Build a good credit record
To start building your credit record or improve it, you need to stay in the loop with respect to your credit worthiness, and understand your credit score and credit report. Be aware of the interest rate connected to your card. Choose low monthly and annual interest rates when you can
Protect your credit during tough times
We have credit protection plans that will help settle the repayments of your debt in the event of death, disability, or critical illness
Need more help?
Call us on:
+233 (30) 242 9150 (network charges apply)
0800 222 333 (MTN and Vodafone customers)
Email us:
customerexperience.gh@absa.africa