Open a Bonus Savings Account

Bonus Savings Account

Bonus interest earned when no withdrawals are made
High return on savings
Interest is calculated daily and paid monthly
Low-risk interest-bearing account
Minimum operating balance: GHS50
No maintenance fees
Up to 2 free withdrawals per month (extra withdrawals cost GHS5)

Open a Bonus Savings Account Resume application

Premier Bonus Savings Account

A Platinum Credit Card with a limit of up to GHS60,000 that also gives you access to VIP lounges in over 850 airports
Cash-secured overdraft of up to 90% of your holdings with us or GHS100,000
Exclusive mortgage at a preferential rate based on your income
Unsecured Premier loans up to a limit of GHS500,000 for a maximum tenor of 84 months
Unsecured overdraft facilities
Free travel insurance cover of up to GHS500,000 for 91 days any time you travel

Open a Premier Bonus Savings Account Resume application

Prestige Bonus Savings Account

Extended banking hours and access to exclusive service centres
Get free access to digital banking platforms, free alerts, and free bill payments
No fees on deposits
Bundled monthly maintenance fee of only GHS75
Complimentary credit card
Earn 100% of your bonus interest when you don't make transactions and it is offered at tiered levels (interest accrued daily and paid monthly)

Open a Prestige Bonus Savings Account Resume application

Documents required
Resident Ghanaian

Ghana Card (front and back)

Passport photograph (if using hard copy)

Proof of employment (for only salaried applicants) evidenced by:
- Payslip (not more than 3 months old) OR
- Employment contract OR
- Employer introductory letter OR
- Social security extract

Proof of residence (any of the following):
- Ghana Post digital address (should be same as on your Ghana Card) OR
- Utility bill in applicant's name (not more than 3 months old) OR
- Tenancy agreement with utility bill OR
- Local government rate document OR
- Bank statement containing current address (not more than 3 months old) OR
- Introductory letter from an existing Absa customer who has known the applicant for more than 1 year (appendix A)

Ghanaian living abroad

Valid passport (bio data page) or Ghana Card (front and back)

Address confirmation (any of the following):
- Utility bill in applicant's name (not more than 3 months old) OR
- Social security statement OR
- State ID with applicant's address OR
- Driver's licence with applicant's address OR
- Bank statement containing applicant's name and address (not more than 3 months old)

Proof of employment (for only salaried applicants) evidenced by:
- Payslip (not more than 3 months old) OR
- Employment contract OR
- Employer introductory letter OR
- Social security extract

Foreign TIN (mandatory for US persons)

Evidence of certification of documents by:
- Lawyer OR
- Notary public OR
- Court of competent jurisdiction

Note:

Evidence of certification of documents is mandatory for Ghanaians living abroad

The person undertaking the certification must be known and capable of being contacted if necessary

Evidence of certification of documents is mandatory for Ghanaians living abroad

The person undertaking the certification must be known and capable of being contacted if necessary

Foreigners living in Ghana

Ghana Card (front and back) or valid passport for diplomats and their dependents.

Proof of residence (any of the following):
- Ghana Post digital address (should be same as on your Ghana Card) OR
- Utility bill in applicant's name (not more than 3 months old) OR
- Tenancy agreement with utility bill OR
- Bank statement containing applicant’s name and address
- Introductory letter from an existing Absa customer who knows the applicant (appendix A)

Proof of employment (for only salaried applicants) evidenced by:
- Payslip (not more than 3 months old) OR
- Employment contract OR
- Employer introductory letter OR
- Social security extract

Resident permit

Work permit (applicable to foreigners working in Ghana)

Foreign TIN (mandatory for US persons)