Open a Premier Account

A relationship-managed account designed to deliver personalised banking and financial solutions

A Platinum Credit Card with a limit of up to GHS60,000 that also gives you access to VIP lounges in over 850 airports.
A dedicated relationship manager
Cash-secured overdraft of up to 90% of your holdings with us or GBP100,000
Exclusive mortgage loans based on your income.
Unsecured Premier loans up to a limit of GHS500,000 for a maximum tenor of 84 months
Unsecured overdraft facilities
Free travel insurance cover of up to GHS500,000 for 91 days anytime you travel
Free retrenchment cover of up to 3 times your monthly salary up to a cap of GHS10,000 (6-month waiting period after first salary is paid into account and a 24-month waiting period for all contract or non-permanent staff)
Bundled monthly fee of GHS100 (waived if a customer maintains a minimum balance of GHS100,000)

Get exclusive loan and insurance opportunities

We focus on providing you with simple, holistic financial solutions. Premier clients get unsecured loans with limits of up to GHS280,000.00 plus get offered preferential rates.

You will also have access to retrenchment cover up to 3 times your monthly salary up to a cap of GHS10,000.00 and free hospital cash back with double benefit if hospitalised outside of Ghana. You can also get a total funeral insurance cover of GHS5,000 for up to 5 family members and free travel insurance cover of up to GHS300,000 for 91 days.

Open an account online

Premier Ultimate Account

High Interest Savings Account

Premier Bonus Savings Account

Resume an application

Documents required
Resident Ghanaian

Ghana Card (front and back)

Passport photograph

Proof of residence (any of the following):
- Ghana Post digital address (should be same as on your Ghana Card) OR
- Utility bill in applicant's name (not more than 3 months old) OR
- Tenancy agreement with utility bill OR
- Local government rate document OR
- Bank statement containing current address (not more than 3 months old) OR
- Introductory letter from an existing Absa customer who has known the applicant for more than 1 year (appendix A)

Proof of employment (for only salaried applicants) evidenced by:
- Payslip (not more than 3 months old) OR
- Employment contract OR
- Employer introductory letter OR
- Social security extract

Ghanaian living abroad

Valid passport (bio data page) or Ghana Card (front and back)

Address confirmation (any of the following):
- Utility bill in applicant's name (not more than 3 months old) OR
- Social security statement OR
- State ID with applicant's address OR
- Driver's licence with applicant's address OR
- Bank statement containing applicant's name and address (not more than 3 months old)

Proof of employment (for only salaried applicants) evidenced by:
- Payslip (not more than 3 months old) OR
- Employment contract OR
- Employer introductory letter OR
- Social security extract

Foreign TIN (mandatory for US persons)

Evidence of certification of documents by:
- Lawyer OR
- Notary public OR
- Court of competent jurisdiction

Note:

Evidence of certification of documents is mandatory for Ghanaians living abroad

The person undertaking the certification must be known and capable of being contacted if necessary

Foreigners living in Ghana

Ghana Card (front and back) or valid passport for diplomats and their dependents

Proof of residence (any of the following):
- Ghana Post digital address (should be same as on your Ghana card) OR
- Utility bill in applicant's name (not more than 3 months old) OR
- Tenancy agreement with utility bill OR
- Bank statement containing applicant’s name and address
- Introductory letter from an existing Absa customer who knows the applicant (appendix A)

Proof of employment (for only salaried applicants) evidenced by:
- Payslip (not more than 3 months old) OR
- Employment contract letter OR
- Employer introductory letter OR
- Social security extract.

Resident permit

Work permit (applicable to foreigners working in Ghana)

Foreign TIN (mandatory for US persons)

Are you a Ghanaian living abroad?

Now you can open an account from abroad! Simply download the application form, fill in the details and sign where applicable. Then email the form and required documents to us at customerexperience.gh@absa.africa. Banking abroad is easy to apply for and gives you 24/7 access to our call centre for all your banking needs. Existing customers need to complete only the additional account opening form.

Download application form Additional account opening form

Please note that no insurance applies if you are living abroad.