Use a debit card for your transactions on this interest-bearing account and enjoy the convenience of free digital services that make your banking more accessible.
  • Debit card with travel insurance cover of up to GHS100,000
  • Interest calculated daily and paid monthly
  • Increased savings lead to more interest
  • No maintenance fees
  • Minimum operating balance: GHS50
  • Up to 2 free withdrawals per month (extra withdrawals cost GHS5)

Open account onlineResume application

  • Documents required

    Resident Ghanaian
    • Ghana Card (front and back)
    • Proof of residence (any of the following)
    • Ghana Post digital address (should be same as on your Ghana Card)
      - Utility bill in applicant's name (not more than 3 months old) OR
      - Tenancy agreement with utility bill OR
      - Local government rate document OR
      - Bank statement containing current address (not more than 3 months old) OR
      - Introductory letter from an existing Absa customer who has known the applicant for more than 1 year (appendix A)
    • Proof of employment (for only salaried applicants) evidenced by:
      - Payslip (not more than 3 months old) OR
      - Employment contract OR
      - Employer introductory letter OR
      - Social security extract
    Ghanaian living abroad
    • Valid passport (bio data page) or Ghana Card (front and back)
    • Address confirmation (any of the following):
      - Utility bill in applicant's name (not more than 3 months old) OR
      - Social security statement OR
      - State ID with applicant's address OR
      - Driver's licence with applicant's address OR
      - Bank statement containing applicant's name and address (not more than 3 months old)
    • Proof of employment (for only salaried applicants) evidenced by:
      - Payslip (not more than 3 months old) OR
      - Employment contract OR
      - Employer introductory letter OR
      - Social security extract
    • Foreign TIN (mandatory for US persons)
    • Evidence of certification of documents by:
      - Lawyer OR
      - Notary public OR
      - Court of competent jurisdiction
    Note:
    • Evidence of certification of documents is mandatory for Ghanaians living abroad
    • The person undertaking the certification must be known and capable of being contacted if necessary
    Foreigners living in Ghana
    • Ghana Card (front and back) or valid passport for diplomats and their dependents
    • Proof of residence (any of the following):
      - Ghana Post digital address (should be same as on your Ghana card) OR
      - Utility bill in applicant's name (not more than 3 months old) OR
      - Tenancy agreement with utility bill OR
      - Bank statement containing applicant’s name and address
      - Introductory letter from an existing Absa customer who knows the applicant (appendix A)
    • Proof of employment(for only salaried applicants) evidenced by:
      - Payslip (not more than 3 months old) OR
      - Employment contract OR
      - Employer introductory letter OR
      - Social security extract
    • Resident permit
    • Work permit (applicable to foreigners working in Ghana)
    • Foreign TIN (mandatory for US persons)
Need more help?

Call us on:
+233 (30) 242 9150 (network charges apply)
0800 222 333 (MTN and Vodafone customers)

Email us: 
customerexperience.gh@absa.africa